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Monday, September 20, 2010

budget

in preparing for the wedding, yg penting sekali would be the budget. make sure you start saving from now on, even if you don't really know when is you day. to those who are planning for your own wedding or those about to start preparing, my advise is, save your money in a place where it will not be easy for you to take it out.

you can open up a new savings account just for the wedding. but when you open a new account, try not to apply for the atm card, because if you have an atm card for the account, most likely you will withdraw the money for other purpose. or, if you don't want to have too many accounts, try to save by giving the money to your parents for them to save/hold it for you. whatever way that u choose, just make sure that the money is kept in a place where it is not easy for you to take it out.

if you opt for the 'savings w/out card account', there's a few options for you. you can either apply for the card when you've done all the necessary surveys, and is ready to start purchasing/paying deposits for items RELATING TO THE WEDDING, or you could also opt to take out the amount needed only and maintain the 'no card' policy. another way would be to pay with your credit card (if you have one) and only take out the money from the savings to pay the credit card bill. but you have to make sure the bill is only RELATING TO THE WEDDING! and when using credit card, you have to really discipline yourself and avoid overspending.

the best thing about the 'no card' policy is, you don't have to worry even if ada org curik your purse/wallet/atm card. u might suffer some loss, but at least si pencurik durjana tu x dpt curik your wedding savings money!yay!!! :)

when you plan for your wedding, make sure you have a proper budget for everything. write down all the thigs needed for the wedding and put a min & max amount for each item. that will be your budget and use that as your guideline. DO NOT GO OVER YOUR BUDGET!

hopefully, dapat membantu sedikit sebanyak. saya dah x dpt nk bantu diri sendiri dgn budget ni. dah tersalah langkah awal2. jadi, harap sangat2 b2b yg lain dpt take note of this. remember, budgeting is REALLY important for the wedding!

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